Financial Planning
Annual Financial Goal Setting
Annual financial goal setting supports control, planning discipline, and confidence. Research shows clear goals strengthen budgeting, saving, and progress tracking.
January 10, 2026
Financial planning to help you succeed
Point B Planning is a collective of Melbourne’s leading financial planners, dedicated to optimising financial strategies for homes and businesses.
- Expert advice
- Proven results
- Ongoing support
Welcome
Point B Planning
We understand that life can be overwhelming with the numerous demands of work, family and financial commitments.
Managing finances can be a complex and confusing task that takes up a lot of time. Our goal is to simplify financial management by doing the heavy lifting for you, leaving you more time to focus on the important things in life.
We strive to understand your unique needs to provide a simplified financial planning solution that can help you reduce financial anxiety and gain clarity for your future.
Financial Planning
Building wealth and ensuring security
Financial planning is essential for achieving financial stability and security for you, your family and your future.
Investment
Financial planning can help you increase your wealth and start investing.
Wealth Building
Help devise a clear plan to help you build your savings quicker.
Debt Consolidation
Ensure your home loans and other financial debts are cleared sooner.
Asset Protection
Financial planning can secure your lifestyle, assets and family’s well-being.
Superannuation
Ensure your superannuation and superfunds is working hard for you.
Retirement Plan
Plan for a comfortable retirement and knowing when you can retire.
Why Point B Planning
Professional and reliable
Located in Yarraville, 9km from Melbourne CBD, our office proudly serves the inner West, including Seddon, Williamstown, Kingsville, Spotswood, Maribyrnong, Footscray, West Footscray and more.
At Point B Planning, our professionals provide tailored advice to optimise strategies for sustainable growth, both personally and for your business.
Employing cutting-edge technology to ensure secure and seamless processing, as well as precise data management.
Trust in us for accurate reporting and thorough analysis, laying a strong and dependable foundation for both your home and business.
Our Approach
Keeping important things simple
We simplify the numbers and do the heavy lifting, giving you peace of mind whilst providing you more time to focus on the more important things in life, living it.
Proven expertise in strategic financial guidance
Our team provides customised financial advice to promote sustainable growth for your personal and business needs.
Innovative technology for steamlined operations
Using state-of-the-art technology to guarantee safe and smooth processing and accurate management of data.
Dependable accuracy in reporting and analysis
Count on us for precise reporting and analysis, providing a solid and reliable foundation for your home and business.
Financial Planner
Bill Truong
At Point B Planning, we believe that financial well-being should be achievable for everyone. Our team is dedicated to simplifying financial strategies, providing transparent guidance, and creating personalised plans that help you navigate from your current situation (Point A) to your ideal future (Point B).
We specialise in streamlining savings, investments, superannuation, budgets, loans and debt management to support your goals, big or small. We’re here to help.
Bill Truong
Senior Financial Planner
Retirement
Retirement Planning 2026
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Financial Planning
Australia Financial Trends to Watch in 2026
Australia’s 2026 financial outlook reflects moderate growth, persistent inflation, steady employment and elevated rates shaping household planning considerations.
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